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TITLE INSURANCE
Esquire Title Services provides for your title insurance needs in a dependable and expedient fashion. For more than a century, our underwriters have developed premier products and provided mortgage and insurance related services and solutions for attorneys, lenders, brokers and consumers. Esquire Title Services, L.L.C., an independent title insurance agency represents these outstanding companies and their products and services.
ENHANCED COVERAGE POLICY
The unique concerns of homeowners are met with this comprehensive group of coverages. From building permit and restrictive covenant violations to living trust coverages and post-policy encroachment, select Enhanced Coverage Policy for invaluable protection and compensation.
Contact us for more information on these 9 exceptional coverages:
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- Building Permit Violation Coverage
- Subdivision Map Act Coverage
- Restrictive Covenant Violations Coverage
- Post-Policy Coverage
- Enhanced Access Coverage
- Encroachment Coverage
- Coverage for Structure Damage from Extraction of Minerals
- Automatic Coverage Increases
- Living Trust Coverage
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VIRTUAL UNDERWRITER
Virtual Underwriter is an award-winning on-line information system that simplifies the underwriting process for attorneys and lenders. Its easy-to-use format provides immediate, cross-referenced access to more underwriting information than ever before. Features include:
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- Industry bulletins clarifying underwriting guidelines and procedures
- Corporate Directory of key individuals by location and name
- Endorsement Guideline instruction
- Up-to-date policy forms and endorsements
- Master Index to keywords for immediate reference
- Standard exceptions and how they should be utilized
- Underwriting manual of general underwriting principles
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1031 TAX-DEFERRED EXCHANGE
Esquire Title Services offers astute property owners guidance through the complicated exchange process outlined in section 1031 of the Internal Revenue Code. Through either Stewart Title Company or Chicago Title Insurance Company, a qualified intermediary can be retained prior to closing when owners exchange properties in lieu of selling for cash. As a recognized intermediary, API holds the funds until the acquisition of a "like-kind" property is executed. Every aspect of the exchange is managed in accordance with IRS rules and regulations.
ADDITIONAL SERVICES
Esquire Title Services is New Jersey's preferred single source for prompt, professional and accurate title insurance and related services. Our specialists provide individualized attention to consumers, attorneys, lenders and their clients. For any residential or commercial title insurance need, Esquire Title Services is dedicated to eliminating the risks, providing solutions and ensuring that your real estate investment is secure. Our services include:
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- Title Insurance
- Title Reports
- Flood Searches ( within 4 hours)
- Pending Litigation Searches
- Judgment Searches
- State Filing Searches ( UCC, Corporations, LCC's, etc.)
- Riparian Searches
- Ordering Surveys
- Construction Rundowns
- Assisting in Closings
- Recording Documents
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